is a privately owned website and is not associated with any government agencies. Review: Cost & Pricing Plans in 2024 provides expert credit professionals to assist clients in reaching their credit ratings. This company offers a variety of long-lasting lifestyle changes and financial objectives in addition to one-time services. Since its founding in 2012, has assisted over 1.8 million clients to remove over 19 million issues from their credit reports. In 2019 alone, undertook over 1 million interventions on behalf of members and has real evidence of the issues, disputes, and interventions it has performed –allowing clients to feel confident in the credit repair process. Let’s get into this review about what the site has to offer users across the board.

Pros and Cons

  • Pros: Quick credit repair, great online tools, lengthy online education center, the app is very progressive for on-the-go people
  • Cons: No money back or service guarantee, reputation isn’t that available


Free Credit Consultation

There is no free trial offered by, but you can sign up for their month-to-month payment plan without being tied into a contract after taking a 10-minute credit consultation.*

The Education Service

One of’s greatest attributes is its incredible online library. You’ll find hundreds of articles about identity theft, disputes, debt solutions, credit enhancement, score estimators, savings centers, bureau and branch information, and credit repair loan centers with resources covering everything from loan qualification to choosing the right loan for you.

Data Challenging and Removal

There are reviews proving that the company works hard to challenge and repair your credit score. Users can challenge and remove late payments, foreclosures, bankruptcies, debt collections, charge-offs, repossessions, and judgments. These items can have a significant impact on your credit score if they are not listed. can assist you in getting these items removed from your credit report if they are not legitimate.


Once has finished disputing inaccurate credit items, you can receive continual financial monitoring, a credit score tracker, and other helpful services through your online dashboard. You can monitor your financial situation through the dashboard, which includes an easy-to-comprehend credit report summary and credit monitoring system. Many people neglect their finances because they go months, or even years, without checking their credit reports, so you can truly keep track of your finances through this tool.

The Mobile App has created an easy-to-use mobile app that makes it simple to check your financial standing anytime. With the app, you can obtain a quick glimpse at your financial standing by seeing all of your reporting information laid out in an uncomplicated fashion, as well as being notified of any new activity.

Customer Service provides customer service via email or phone from 6:00 am to 10:00 am MST, and from 7:00 pm to 9:00 pm MST on Saturdays. They are not accessible on Sundays. Cost and Pricing’s simple pricing structure allows you to get the most out of your package. You do not need to spend a lot of money if you want to fix a few items. If you want to remove a lot of items, the company’s aggressive package won’t cost you a lot of money. even offers a couples discount policy that allows any two people who sign up together to receive 50% off their credit repair costs. To save money on your credit repair, sign up with a friend, family member, or even your neighbor. provides three packages with various features.

Consumers with a few items they wish to have fixed on their credit reports may take advantage of the basic plan, which costs $69.95 per month.

The moderate package begins at $99.95 per month plus a one-time fee of $99.95. Anyone with a few errors in their credit history may benefit from this plan.’s finest plan is ideal for individuals who want to restore their credit scores by eradicating a wide variety of unsubstantiated negative entries. Credit monitoring, identity theft protection, credit score monitoring, and various personal finance tools are included in the plan. This plan starts at $119.95 per month and includes a $119.95 work first fee.

Do they offer refunds along with account cancellation? Well, account cancellation can be made either via telephone or email at any time, should you wish. However, they do not give refunds and you must pay the full amount until the billing period ends.