Lexington Law began its operations in 2004 near Salt Lake, Utah. The firm first offered credit repair services but expanded and started offering other financial services later. Lexington law became popular quickly and started to multiply its operations by 2010.
It also opened an office in Arizona and is one of the most well-known credit repair companies in the U.S. The firm operates in 48 states and has helped remove millions of negative items from credit reports.
The company offers the following services:
- Credit disputes
- Identity theft protection
- Financial planning
What does Lexington Law Do?
Lexington Law is a professional credit repair service that helps people improve their credit scores.
Inaccuracies in credit reports are a common reason for poor credit scores and Lexington Law’s financial services can assess existing credit reports and take necessary actions accordingly.
They can also help decide the contestable elements on credit reports to improve credit scores quickly. The reports require adding verifiable information, which is where the Lexington Law firms can help.
In addition, the Lexington Law firm can help send dispute letters to the three credit reporting companies and request them to remove the negative items. Doing so can help clients improve their credit scores and resolve items that negatively impact their credit scores.
Lexington Law Plans
Lexington Law has different pricing and plans for various customers, depending on their needs. Here is a breakdown of their services:
The Concord Standard plan is the most basic plan and provides customers with the tools they need to manage finances for $99.95 per month. The plan also helps answer bureau and creditor challenges filed on the credit report. Customers can use this plan to ensure that credit reporting firms report their finances correctly.
Concord Premier is the next choice for customers at Lexington Law as it offers powerful tools for credit repair needs. Customers get a monthly credit report analysis and monitoring which aren’t in the standard plan. It is an excellent way to stay on a budget and still assess finances professionally.
The plan costs $119.95 per month, making it relatively affordable for most customers needing credit repair.
The Premier Plus option at Lexington Law comes with world-class credit reporting options for $139.95 per month. These include tracking and analyzing FICO scores. The subscription can also provide legal assistance and suggestions for dealing with the credit reporting bureaus.
Lexington Law understands how likely customers are to face identity theft, which is why it offers identity theft coverage for a million dollars. It is one of the best options for anyone fearing identity theft or looking for sustainable options.
Lexington Law: Pros and Cons
Now that we have talked about the plans available at Lexington Law, let us discuss its pros and cons.
Legal Team Availability
Lexington Law has a legal team available for its customers at all times. The expert team availability allows customers to consult with Lexington Laws professionals whenever they encounter a problem.
The pricing plans at Lexington law are very affordable. Their Premier plus plan is the most attractive because of its identity theft insurance options.
Professional Counseling and Analysis
The Lexington Law services have a personalized analysis method, which each case individually. This way, each customer gets the necessary guidance without spending too much.
The only drawback with Lexington Law is that it charges extra for extra credit repairs. It can be a problem for customers who need to monitor their financial progress multiple times. As of now, requesting a financial report will cost $14.95 extra.
Lexington Law has impressive features and affordable pricing plans. The firm’s services are ideal for customers who want to ensure financial stability and increase their credit scores. You can contact Lexington Law’s professionals through their website for more information.